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Cottage & RentalsWhether you are renting a cottage for a weekend, or renting out a Condo for the school year, you should have piece of mind.
Johnston's offers policies for both landlords and renters that are tailored to your specific needs. |
Landlords
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Renting your cottage out for a few months can be a great way to subsidizes the cost of a second property - however renters may not know the property like you do, an an accident may occur. Whether it is damage to the property, or an injury, Johnston's will help you to ensure you are protected. Policies can include coverage for the property, as well as structures on the property, personal content, and property liability.
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Renters
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Insuring the property is the job of the landlord, however their insurance will not cover your belongings. Whether it is a flat-screen t.v. or an engagement ring tenants insurance bridges the gap, and ensures that the items you love, and temporary living expenses should anything happen, are covered.
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All-Perils
This coverage includes all of your items in the building, and only excludes those listed on the policy. This means all of your belongings are protected.
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Named-Perils
This coverage only covers items listed in the policy. Named-perils allows you to list the most important items, and not worry about the rest.
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Limitations
Every policy has its limitations. It is always best to talk to your agent and discuss the most important coverage to you.
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